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Baccarat Overview

Baccarat is a long time favorite in casinos. It has always been a game for the sophisticated and upper class, adding to its draw.

Baccarat is played by placing a bet. You can bet on the player or the dealer. The dealer deals the cards, and makes all the decisions based on the house rules. Players are payed for winning wagers, and lose when they bet wrong.

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How To Play

Important - In the casino software, cards will be automatically dealt according to the rules governing how the Player and Banker hands are dealt. See rules below.
  1. Click Player, Banker or Tie in the middle of the game table to select which hand to bet on or click Rebet and skip to step 3.
  2. Click chips to place a bet within table limits.
  3. Click Deal..
  4. The Player and Banker are each dealt two cards
  5. If either hand has a natural, that hand automatically wins, unless there is a tie. (In a tie between two naturals, the highest point value wins. If both naturals are equal, you push on Banker and Player bets and win on Tie bets)
  6. The Player draws a third card or stands according to the rules below
  7. The Banker draws a third card or stands according to the rules below
  8. The two hands are compared to determine the winner
First, Player Hand is resolved:
When Player's cards total: Then Player
0-5 Draws 3rd card*
6,7 Stands
8,9 (Natural) Stands
*Note - Each hand receives a maximum of three cards. Next, Banker Hand is resolved: If Player has 2 cards:
When Banker's cards total And the Player's cards total Then Banker
0-5 6,7 Draws
6-9 6,7 Stands
- 8,9 (Natural) Stands
If Player has 3 cards: (Third Card Rule)
When Banker's cards total And the Player's 3rd card is Then Banker
0-2 Anything Draws
3 8 Stands
0-7,9 Draws
4 0,1,8,9 Stands
2-7 Draws
5 0-3,8,9 Stands
4-7 Draws
6 0-5,8,9 Stands
6,7 Draws
7 Anything Stands
8,9 (Natural) Anything Stands
To Win
  • You bet on the hand that has a higher point value and does not tie with the other hand.
  • You bet on a Tie and the Banker and Player hand tie.
Winner Bet Payouts
Player Hand Bet on Player Even Money
Banker Hand Bet on Banker Even Money minus 5% commission*
Tie Bet on Player or Banker Push
*Commission is rounded up to a quarter of the lowest chip denomination in the game.